People think not paying taxes is fraud.

The truth is, the tax code incentivizes certain behaviors and disincentivizes others.

When you learn how to use it to your advantage, everything changes.

Instead of treating your investment portfolio as separate from your financial/tax plan, you want your assets invested in a way that reduces your tax burden, while still making money.

That can look like:

• Reducing capital gains tax from a business sale
• Reducing income tax from RSUs and bonuses
• Avoiding taxes on passive income sources you’ve accumulated

When your investing, tax, and estate decisions are integrated, you stop playing defense every April and start using the code the way it was written.

Please enjoy this completely unrelated picture of a rare spotting of me in a kitchen.