We just financed a NYC apartment at under 4% and it’s tax deductible.

Here’s why box spread financing is such a powerful tool:

• Your portfolio stays intact, compounding at a rate higher than the cost of the loan

• No forced sales of appreciated assets → no surprise tax bill

• Interest is deductible in the form of a capital loss

• You can roll into (expected) lower rates in a year - or simply pay it off

• Instant liquidity: no credit checks, no bank fees, no long underwriting process

• Borrow at just 20–50 bps over Treasuries - similar to AA-rated credits like Apple

What can you finance?

• Real estate

• Cars & boats

• Bridge loans

• Consolidation of expensive debt

• Luxury travel

• Even tax payments

With great power comes great responsibility: keep LTVs low. When used responsibly, this is one of the most flexible and tax-efficient forms of financing available.