“My mom’s cancer diagnosis changed my risk tolerance.”

Someone said that this week, and it really stood out to me.

He’s young, very successful, and remarkably intelligent.

We talked about investment/tax strategies that can help with his SpaceX and TSLA exposure.

But that’s not really the point.

At the same time, he’s:

• Dealing with a parent’s health crisis
• Buying his first home
• Thinking about starting a family

Your finances are one of the most private parts of your life. Even very successful people rarely have someone they can speak to openly about everything.

Having an objective third party who understands both the numbers and your life context helps you make better decisions when things get complicated.

Most people come in for the investment strategies: tax‑aware hede funds, private equity, etc.

What actually ends up mattering is everything that comes after.