When I ask if someone’s familiar with it, the answer is usually:

“That’s when you sell your losers at the end of the year, right?”

Most people treat it like a December cleanup exercise — sell the losers, book some losses, move on.

But that’s not how we do it.

At QFS, we check portfolios year-round for harvesting opportunities, not just in December.

We can replicate an index of your choice - the S&P 500, NASDAQ 100, even custom benchmarks, while tax-loss harvesting individual positions within it.

Cool, right?

Then we layer in long and short positions that can potentially outperform the index and harvest even more losses.

That’s how we’re helping clients reduce taxes from:

• Business sales
• Private-equity carry
• Real-estate transactions
• Concentrated stock positions

Over a two-year period, we can harvest losses greater than the original account value - all while staying invested.

Most people think they understand tax-loss harvesting… until they see what it can actually do when it’s engineered properly.