Hybrid mortgages have quietly been gate-kept by the ultra-wealthy.
For decades, banks offered similar programs exclusively to clients with $30M+ net worths through private bankers.
But now, access to this structure has been democratized - and the benefits are game-changing:
- Borrow ~ 4% today
- Deduct interest beyond the $750k mortgage cap
- Keep your portfolio invested and compounding
- Skip large down payments by borrowing what you need with a box spread
This approach gives you the best of both worlds - liquidity at ultra-low rates, while your investments continue working for you.