How the Wealthy Borrow at Under 4% - and Now You Can Too

Hybrid mortgages have quietly been gate-kept by the ultra-wealthy.

For decades, banks offered similar programs exclusively to clients with $30M+ net worths through private bankers.

But now, access to this structure has been democratized - and the benefits are game-changing:

  • Borrow ~ 4% today
  • Deduct interest beyond the $750k mortgage cap
  • Keep your portfolio invested and compounding
  • Skip large down payments by borrowing what you need with a box spread

This approach gives you the best of both worlds - liquidity at ultra-low rates, while your investments continue working for you.

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