On this podcast, I walked through how we’re using box spread loans and synthetic VPFs for HNW families.

We got into:

• How we buy homes, cars, and fund expenses without selling appreciated stock
• Using box spreads to do “tax‑aware rebalances” and split big capital gains over multiple calendar years
• Why most advisers are creating six‑figure tax bills just to fit clients into their “preferred model”
• The mindset shift advisers need if they want to move beyond “basic” tax planning

If you’re new to box spread loans, this will give you some very different ways to think about borrowing and taxes.

Full episode here: https://youtu.be/kSuJmFYKl4k?si=vyd4T_Efm-gtk0NR